Estate planning means not only having a plan for your assets, but for your family's care should you pass away, as well as your own should you become incapacitated. No matter the size of your estate, it is important to have a plan in place. If you have children, it is even more important. You want to make sure you take care of your kids now and in the future.

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Determining guardianship for your children will likely be one of most important parts of estate planning. You want to make sure your kids are taken care of if you pass away suddenly. Without determining guardianship in your will, your children's guardian may be decided by the court.

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A person who executes a will is called the testator. A testator's will does not speak until it is probated. Without probate, your will is simply a document. After the testator passes away, their will must go through the court procedure known as probate, by which the will is proved to be valid.

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Your will is the most important document in your estate plan. It determines who will get your assets when you pass away. If you die without a will you will have no control over what happens to your estate. A will determines everything you need in the document to make sure your desires for your assets and loved ones are clearly spelled out.

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